India's informal MSME economy runs on handwritten ledgers, kaccha bills, and bank statements. Vedyem turns that into decision-ready credit assessments — in under 5 minutes.
Most Indian MSMEs maintain accounts in handwritten ledgers and kaccha bills. Standard tools fail on these documents — leaving lenders with no structured data to underwrite.
Credit analysts spend days manually extracting figures from paper documents, cross-referencing statements, and computing ratios — limiting how many files a team can process.
The MSME credit shortfall isn't a lack of creditworthy borrowers. Their financial history exists in formats lenders can't assess. The data is there. The infrastructure to read it isn't.
Drop any document — kaccha bill, bank statement, GST ledger, handwritten register. Vedyem returns validated data in under a minute.
Vedyem runs across all uploaded documents, checks totals against each other, and flags discrepancies before a loan officer ever opens a file.
A structured, auditable report with fraud signals, credit metrics, and cash flow analysis. Exports to your LOS with no manual re-entry.
One interface. Five views. Every document, every signal, every flag — structured and auditable.
| Field | Extracted value | Source |
|---|---|---|
| document_type | kaccha_bill | kaccha_bill_march.jpg |
| vendor | Ramesh Textiles, NCR | kaccha_bill_march.jpg |
| date | 2026-03-14 | kaccha_bill_march.jpg |
| line_items | 2 items detected | kaccha_bill_march.jpg |
| total | ₹15,600 | kaccha_bill_march.jpg |
| math_check | ✓ passed | cross-validated |
| gst_turnover_Q4 | ₹4,82,000 | GST_return_Q4.pdf |
| avg_monthly_credit | ₹38,400 | SBI_statement.pdf |
| confidence | 0.94 | schema validator |
Kaccha bills, ledger registers, informal invoices — read as-is. No scanning guidelines, no formatting requirements.
Mixed-script entries — Devanagari numerals, crossed-out lines, non-standard tables — extracted with high accuracy.
Totals cross-validated across documents. Arithmetic discrepancies flagged automatically — before the report reaches a loan officer.
Send us a document set. We'll show you what Vedyem returns in under 5 minutes.
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